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The Conveyancing Process

Between putting in an offer on a house and actually receiving the keys usually takes between four and eight weeks. During that time your appointed licensed conveyancer or property solicitor (who could be an online conveyancing solicitor) will be working to ensure that everything is in place to make sure the transfer of ownership of the property concerned goes smoothly.

Firstly your property solicitor or licensed conveyancer will carry out preliminary searches and checks, these include:

• a Local Authority Search (i.e. checking the property’s planning history and checking with the Council for new road proposals and so on that may affect the property.)
• a Land Charges Search (this search is to ensure you, as the buyer, are not bankrupt) &
• Checking the title and contract of sale

Your property solicitor or licensed conveyancer should then let you know of any developments and they will then ask the other party any questions that you or they have.

Next, your property solicitor or licensed conveyancer will check the mortgage offer to ensure payment will be ready and then arranges a completion date.

Once this is all in place the property solicitor or licensed conveyancer will exchange contracts with their opposite number, carry out final searches including Land Registry Search to check there are no undisclosed mortgages on the property and the Drainage Search to show that the waste water from the property drains into a private or public sewer, then get the funds ready and complete the transfer of the property.

Finally your property solicitor or licensed conveyancer will present the transfer document for stamp duty, register the transfer of ownership and then send the deeds to your mortgage company.

As you can see there is a lot to do and often delays occur when documentation cannot be found or is being held up by one of the many parties involved. If you have a property solicitor or licensed conveyancer (even an online conveyancing solicitor) you should make sure they keep you informed of what’s going on, and if you want to help move the process along, make sure you have all the documents you need to provide, with your property solicitor or licensed conveyancer as soon as possible.

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